Privacy Policy

Introduction

Welcome to PAAN (1000 Peace Ambassadors of Nigeria). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

Please read this privacy policy carefully. By accessing or using PAAN, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the application.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you register on the application, express an interest in obtaining information about us or our services, or otherwise contact us. This information may include:

• Full name and contact information (email address, phone number, postal address)
• Date of birth and identification information
• Financial information (bank account details, investment preferences)
• Ambassador identification and credentials
• Profile information and preferences
• Communication preferences and history

Automatically Collected Information

When you use the PAAN application, we automatically collect certain information about your device and usage patterns, including:

• Device information (model, operating system, unique device identifiers)
• IP address and location data
• Application usage statistics and interaction data
• Login information and session data
• Transaction history and investment activities

How We Use Your Information

We use the information we collect or receive to:

• Facilitate account creation and authentication processes
• Process and manage your investments and transactions
• Provide personalized investment recommendations and opportunities
• Enable networking and communication within the PAAN community
• Send administrative information, updates, and security alerts
• Comply with legal and regulatory requirements
• Detect and prevent fraud, unauthorized transactions, and other illegal activities
• Improve our services and develop new features
• Analyze usage patterns and optimize user experience

Information Sharing and Disclosure

We may share your information in the following situations:

• Service Providers: We may share your information with third-party vendors, service providers, and contractors who perform services for us or on our behalf
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition
• Legal Requirements: We may disclose your information where required by law or to comply with legal processes
• Community Features: When you participate in forums or networking features, certain profile information may be visible to other PAAN members
• With Your Consent: We may disclose your information for any other purpose with your consent

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

Data Security

We implement appropriate technical and organizational security measures designed to protect your personal information against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. These measures include:

• Encryption of data in transit and at rest
• Secure server infrastructure with regular security audits
• Access controls and authentication mechanisms
• Regular security training for our personnel
• Incident response and disaster recovery procedures

However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: You can request access to the personal information we hold about you
• Correction: You can request that we correct or update inaccurate information
• Deletion: You can request deletion of your personal information, subject to certain exceptions
• Data Portability: You can request a copy of your data in a structured format
• Opt-Out: You can opt-out of certain data processing activities and marketing communications
• Withdraw Consent: You can withdraw consent where processing is based on consent

To exercise any of these rights, please contact us using the information provided below.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

Investment and transaction records may be retained for longer periods to comply with legal, regulatory, and tax obligations.

Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.